The Logistics
Navigating the financial side of therapy can feel overwhelming, especially when you are already running on empty. We believe in complete transparency. We want to help you find a payment structure that respects both your financial reality and the sustainability of this practice. Payment plans are available for all payment options. Here is a tool to help you explore what sliding scale rate may be accesible for you:
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Sliding Scale
For cash-pay-only therapy & assessment services (non-billable to insurance), you'll notice three prices listed. Traditional capitalistic pricing keeps deep healing behind a paywall. To counter this, we use an economic justice sliding scale (created by Alexis, J. Cunningfolk) to make care accessible to those facing systemic barriers, while allowing those with financial security to pay it forward.
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Tier 1: The Redistributive Rate (Full Cost)
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Who it’s for: You comfortably meet your basic needs (housing, food, utilities), have savings or expendable income, and can afford "wants" regularly.
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The Impact: You pay the true cost of the service and actively subsidize care for others in your community.
Tier 2: The Sustaining Rate (Middle Cost)
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Who it’s for: You have steady income and your basic needs are met, but you live paycheck-to-paycheck, have debt, or struggle to build savings. Paying the full rate is a barrier, but this middle rate is manageable with budgeting.
Tier 3: The Accessible Rate (Lowest Cost)
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Who it’s for: You struggle to access basic needs (healthcare, housing, food), have unstable income, or carry significant debt.
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The Impact: This subsidized rate ensures financial hardship doesn't lock you out of healing. Your financial offering is valued equally to those paying the highest tier.
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A Note on Availability & Access
While I do not require formal income verification, I can only accept a limited number of Middle and Lowest Cost clients at any given time to keep this practice sustainable. To request a spot in Tier 2 or Tier 3, I ask that you fill out a brief questionnaire. Please be assured: this is not about gatekeeping.
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Instead, this is meant to encourage an honest, sometimes uncomfortable self-assessment of your finances. It’s an invitation to look at your resources and ask if any non-essential, non-values-aligned expenses could be temporarily paused to allow you to pay your true tier. Doing this ensures we keep Middle and Lowest Cost spots open for those who genuinely have no other financial wiggle room. You can also factor in any expected insurance reimbursement for a portion of your costs using your Out-of-Network benefits (more info below).
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Insurance Information
We operate primarily as an out-of-network provider, but we do accept select insurance plans for therapy services billed through our partnerships with Internal Mental Health and Grander Peace Counseling.
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Because accepted plans vary by platform and location, please check their websites directly to verify your coverage.
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Out-of-Network & Superbills
If you have out-of-network benefits, we can provide you with a monthly receipt (called a Superbill) that you can submit to your insurance. They might reimburse you for a portion of the cost, depending on your plan.
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A quick tip: Call the number on the back of your insurance card before we start and ask:
"What are my outpatient mental health benefits?"
"What are my out-of-network benefits?"
"Do I have a deductible to meet first?"
It saves a lot of headaches later!
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Where We Can Meet: Licenses & Telehealth
Because of state licensing regulations, some services can’t just happen anywhere. To work together for therapy & assessments, you must be physically located in one of the states listed below during our session.
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In-Person & Telehealth: Minnesota (LPCC 3567)
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Telehealth Only:
Arizona: Licensed Professional Counselor #LPC-AZ-139
Idaho: Mental or Behavioral Telehealth - Counselor #9861070
Florida: TLHT Licensed Mental Health Counselor #TPMC5613
Ohio: Licensed Professional Counselor #LPC-OH-727
Yes, even if we are meeting online, you must be physically crossing state lines (or inside them) when we log on. Is this completely silly for the modern, highly mobile world? Yes! We don't make the rules, but we do have to follow them.
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No Surprises Act
A “Good Faith Estimate” will be available for individuals who are not enrolled in an insurance plan or coverage or a Federal health care program (uninsured individuals), or individuals who are enrolled but not seeking to file a claim with their plan or coverage (self-pay individuals) to help them estimate the expected charges they may be billed.